CII IF1

Universal answer template

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Propositional trend analysis is accurate

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CII IF1 Exam Syllabus Topics:

CII Insurance Legal and Regulatory (IF1) Sample Questions:

1. Which typo of insurer is owned by multiple policyholders?

A) A mutual insurer.
B) A composite insurer.
C) A proprietary insurer.
D) A captive insurer.

2. A survey of a car repairers reveals a spray booth exists by an unguarded paraffin space beater. Also, a day's supply of paint is kept within the building and waste is removed daily from a metal bin. What will the underwriter perceive as the main physical hazard?

A) The paint.
B) The waste bin.
C) The unguarded paraffin space heater.
D) The spray booth.

3. The requirement 10 notify the fitting of a more powerful engine under a motor insurance policy is an example of a policy wording modifying the principle of

A) contribution.
B) subrogation.
C) indemnity.
D) good faith.

4. When Susan applied for a new household contents insurance policy, she was obliged to disclose her extensive claims history. Such details are normally known as

A) indemnity.
B) contractual terms.
C) warranties.
D) material circumstances.

5. The Principles for Business slate that all customers should be treated

A) to a minimum standard.
B) fairly.
C) with due respect.
D) equally.

Solutions: